In the United States, workers engaged on the Spotwork platform are covered by Occupational Accident Insurance while engaged in a booked job, with coverage up to $1,000,000 per occurrence. Spotwork also maintains $2 million in Commercial General Liability insurance.

In Canada, Workers engaged on the Spotwork platform are covered under provincially regulated workers’ compensation programs where applicable. Spotwork also maintains $2 million in Commercial General Liability. Companies remain responsible for evaluating suitability and supervising all onsite activities.

Spotwork operates on a pay per booking model. There are no subscriptions, buyouts, or long term commitments.

Companies pay the posted hourly rate for the booked job, plus a transparent platform fee.

No hidden fees. No agency lock ins.

The platform uses marketplace activity signals, including historical participation and cancellation patterns. These indicators provide transparency when reviewing available workers.